Services

Employee Benefits
Health Insurance: PAC works with clients to quote the best medical plan for their organization based on their needs. Whether its network, cost reduction, or both we shop to achieve the best results for our clients.
Gap/Secondary Insurance: This helps employees cover their out of pocket expenses, such as, deductibles, coinsurance, and more.
Dental Benefits: Coverage for dental care expenses, which typically include preventive services (such as routine cleanings and check-ups), basic services (like fillings and simple extractions), and major services (such as crowns, bridges, and root canals).
Vision Benefits: Coverage for expenses related to eye care and vision correction.
Retirement Plans: Programs like 401(k) plans where employees can save for retirement with contributions often matched by the employer.
Life Insurance: PAC provides polices for both employees and their dependents on a group level. There are options for voluntary and non-voluntary plans.
Disability Insurance: PAC quotes these plans with several carriers to ensure that when employees have to be out of work, they are still receiving income. This includes short term and long term disability options.
Flexible Spending Accounts (FSAs): Pre-tax accounts that employees can use to pay for eligible medical and dependent care expenses.
Employee Assistance Programs (EAPs): Services that provide confidential counseling and support for personal and work-related issues.
Wellness Programs: Initiatives promoting health and wellness among employees, which may include fitness memberships, wellness seminars, or incentives for healthy behaviors.

HCM Services
Payroll: Our payroll platform integrates smoothly with benefits deductions, providing a single source for paying people and managing their health and retirement benefits.
Time and Scheduling: Make informed decisions about your workforce to optimize employee coverage, reduce costs, and ensure compliance with labor laws and corporate policies.
Talent Management & Onboarding: Recruit top talent efficiently and cost-effectively. Access a suite of pre-employment tools within the same system to attract, qualify, and onboard the best candidates quickly.
Human Resources: Whether you need HR personnel, technology, or comprehensive HR services, we tailor a complete package to suit your needs.
Benefits Administration: With our platform, plan admins (and optionally employees) enroll, view, and manage benefits seamlessly. Our software handles elections and syncs directly with payroll deductions. Plus, you get direct access to a dedicated benefits specialist for personalized support. We cover health benefits, COBRA, FSAs, HSAs, and HRAs.

Consulting Services
PAC Consultants provides consulting services for Human Capital Management (HCM) involve providing expert advice and support to organizations in optimizing their workforce management strategies.
Consultants in HCM typically assist with various aspects such as:
Strategy Development: Helping organizations align their human resources strategies with overall business goals.
Technology Implementation: Advising on the selection and implementation of HCM software and systems.
Process Improvement: Streamlining HR processes to enhance efficiency and effectiveness.
Compliance and Risk Management: Ensuring adherence to labor laws, regulations, and best practices.
Change Management: Guiding organizations through transitions and transformations related to workforce and organizational changes.

Merchant Services
At PAC Consultants, we stand apart from the crowd of merchant processors. We design solutions that revolve around you and your business. Regardless of your industry or current software, our payment solutions are meticulously crafted to cut costs, while delivering the hands-on approach our clients truly appreciate.
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Streamlined Platform: Experience the convenience of a single platform for processing and gateway services, offering an all-in-one solution for seamless functionality.
Omni Channel Capability: Whether it's card-present or card-not-present transactions, EMV, QR Code, or e-commerce, our solution covers all bases to meet your diverse needs.
Unparalleled Expertise in payment processing